Terrace or small roof
3 kWp (about 7 panels), a terrace or small roof
10 to 14 yearsto pay back
Dark marker on the bar: panels last 25 years or more.
- Installed price
- £4,750 to £6,250
- Saves a year
- £370 to £550
Home / Costs
Checked 7 October 2026Eight common systems for an ordinary house, with prices, yearly savings and a rough payback in plain numbers.

The honest summary. Solar on its own is the best value for most houses. A battery adds evening power, flexibility and backup, but it pays back slowly unless you use a lot of power after dark or can fill it cheaply overnight. We will tell you if a battery is not worth it for your house.
3 kWp (about 7 panels), a terrace or small roof
10 to 14 yearsto pay back
Dark marker on the bar: panels last 25 years or more.
4 kWp (about 10 panels), a typical semi
9 to 12 yearsto pay back
Dark marker on the bar: panels last 25 years or more.
4.5 kWp + 5 kWh battery
11 to 16 yearsto pay back
Dark marker on the bar: a battery lasts about 10 to 12 years.
4.5 kWp + 10 kWh battery
12 to 18 yearsto pay back
Dark marker on the bar: a battery lasts about 10 to 12 years.
5 kWh battery, existing 4 kWp solar
25 to 43 yearsto pay back
Dark marker on the bar: a battery lasts about 10 to 12 years.
10 kWh battery, existing 4 kWp solar
23 to 40 yearsto pay back
Dark marker on the bar: a battery lasts about 10 to 12 years.
5 kWh battery, existing 4 kWp solar
12 to 21 yearsto pay back
Dark marker on the bar: a battery lasts about 10 to 12 years.
5 kWh battery, no solar
12 to 21 yearsto pay back
Dark marker on the bar: a battery lasts about 10 to 12 years.
Estimates, not quotes. Each bar shows the payback range on a 0 to 45 year scale, with the dark marker at how long the equipment lasts, so a bar that runs past it is a warning. Prices assume 0% VAT (ends 31 March 2027, then 5%). The plug-in payback is our arithmetic on the Energy Saving Trust figures. Full table and method.
| System | Installed price (0% VAT) | Saving and export income a year | Rough payback |
|---|---|---|---|
| Small solar only3 kWp (about 7 panels), a terrace or small roof | £4,750 to £6,250 | £370 to £550middle estimate £460 | 10 to 14 years |
| Solar only4 kWp (about 10 panels), a typical semi | £5,500 to £7,500 | £490 to £730middle estimate £610 | 9 to 12 years |
| Solar and small battery4.5 kWp + 5 kWh battery | £8,500 to £12,500 | £640 to £960middle estimate £800 | 11 to 16 years |
| Solar and large battery4.5 kWp + 10 kWh battery | £10,500 to £16,250 | £730 to £1,090middle estimate £910 | 12 to 18 years |
| Battery added to existing solar5 kWh battery, existing 4 kWp solar | £2,750 to £4,750 | £90 to £130middle estimate £110 | 25 to 43 years |
| Large battery added to existing solar10 kWh battery, existing 4 kWp solar | £5,000 to £8,750 | £180 to £270middle estimate £220 | 23 to 40 years |
| Battery added to solar, cheap overnight rate5 kWh battery, existing 4 kWp solar | £2,750 to £4,750 | £180 to £280middle estimate £230 | 12 to 21 years |
| Battery only, cheap overnight rate5 kWh battery, no solar | £2,750 to £4,750 | £180 to £270middle estimate £230 | 12 to 21 years |
Estimates, not quotes. Our ranges sit around the Energy Saving Trust typical costs (about £7,600 for a 4.5 kWp system and about £4,600 for a 5 kWh battery) and are rounded by us. Savings use a house using 3,000 kWh a year, electricity at 26.32p per kWh (Ofgem price cap, 1 October to 31 December 2026), 12p per kWh paid for exported power and, where shown, a 10p cheap overnight rate. Real export rates on supplier pages we read run from 3p to 18p. Your roof, your use and your tariff change the result. All sources and dates.
An approved plug-in kit costs from about £450 and the Energy Saving Trust puts savings at about £70 to £100 a year (GOV.UK says up to £110). That is roughly 4.5 to 6.5 years to pay back on the cheapest kit (our arithmetic), but it covers only a small slice of your use. Plug-in solar rules and kits.
They assume 0% VAT, which applies to installing solar and batteries in a home until 31 March 2027. From 1 April 2027 the rate is 5% unless it changes, so add about 5%.
A battery moves power from midday to the evening and saves the gap between what you would be paid to export and what you pay to buy. With export at 12p and electricity at 26.32p, that gap is small once the 10% lost in the battery is counted, and the Energy Saving Trust says a battery lasts about 10 to 12 years. Many people buy one for flexibility and backup as well as savings.
A cheap overnight tariff on a smart meter, an electric car or heat pump, a battery sized to your evening use, and a fair price. A bigger battery does not mean a faster payback.
Tell us your address and your last 12 months of electricity use. We reply with clear options and prices.